Saving Money with Medicare’s Extra Help

Medicare's Extra Help program can help pay for Medicare drug plan premiums, deductibles, and co-payments. Here's how to check if you qualify.
couple on medicare applying for Extra Help online so save money on health care costs

Have you checked if you qualify for Medicare’s Extra Help Program?

If you have limited income and resources, you may qualify for Medicare’s Extra Help program. You might be able to get help paying your Medicare drug plan’s monthly premiums, yearly deductibles, and prescription co-payments. Drug costs in 2023 for most people who qualify will be no more than $4.15 for each generic drug and $10.35 for each brand-name drug.

Even if you’re not sure you’d qualify, it’s worth filling out an application. Many people with Medicare may be eligible for Extra Help but don’t know it. You or a family member could be one of them.

It’s easy and free to apply for Extra Help, and you can reapply at any time if your income changes. Here’s how:

Don’t wait—apply today to see if you qualify for some Extra Help with your Medicare prescription drug costs.

Some people automatically qualify for Extra Help

Per, you automatically qualify for Extra Help if you have Medicare and meet any of these conditions:

  1. Have full Medicaid coverage
  2. Get help from your state Medicaid program paying your Part B premiums (in a Medicare Savings Programs)
  3. Get Supplemental Security Income (SSI) benefits

However, keep in mind that even if you automatically qualify this year, you may not qualify for Extra Help next year.

You’ll get a notice (on grey paper) by the end of September if you no longer automatically qualify. Even if you get this notice, you may still qualify, but you need to apply to find out.

  • If your copayment amounts change for 2018, you’ll get a notice (on orange paper) in the mail in early October with the new amounts.
  • If you don’t get a notice from Medicare, you’ll get the same level of Extra Help that you got for last year.

It’s worth checking to see if you qualify so head over to and Apply online.

Share this posts if you know others that could use Extra Help on healthcare costs so they can see if they qualify too!

Still have questions about Medicare and coverage? For more information, or to speak to a friendly, licensed agent contact us HERE.

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