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Category: Part D

What is the Medicare GLP-1 Bridge Program? Eligibility, Covered Drugs, and What Happens Next

The Medicare GLP-1 Bridge Program is a temporary program from the Centers for Medicare & Medicaid Services (CMS) that allows eligible Medicare Part D beneficiaries to access certain weight-loss GLP-1 drugs for $50 per month from July 1, 2026 through December 31, 2027. It operates outside of Medicare Part D, meaning plans do not process […]

How to Appeal The Medicare Part D Penalty (Step-by-Step Guide)

Did you get a notice about a Medicare Part D late enrollment penalty, but you had creditable coverage? Medicare often assesses a Part D penalty in error when people miss an attestation or fail to submit proof of prior creditable coverage. In this guide, we’ll walk you through how to appeal your Part D penalty, […]

Will the New TrumpRx Coupons Save You on Your Medicare Prescription Costs?

The Trump Administration has officially opened the Trump Rx website. If you are a Medicare beneficiary with Part D prescription drug coverage, you may be wondering if the new TrumpRx will affect your costs or save you money. We go over the TrumpRx platform, which drugs are included on the site, and if it will […]

5 Medicare Changes You Need To Know For 2026

If you’re on Medicare (or about to enroll), make sure you know what is coming to Medicare for 2026. Each year Medicare adjusts what you pay for premiums and coverage, but other changes could affect your overall costs. These include premium and deductible increases, changes to the Part D cap on maximum out-of-pocket costs, new […]

Choosing Between Medicare and Employer Plan: What You Need to Know

What you need to know when deciding between Medicare and your employer group coverage. It is more than just costs.

How The $2,000 Part D Maximum Out-of-Pocket Is Calculated And Why You May Pay Less

This blog was updated on 12/10/2025 to reflect the new 2026 Part B maximum out-of-pocket changes. The Part D cap goes up to $2,100 in 2026. Thanks to the Inflation Reduction Act, beneficiaries now spend far less on prescription drugs because it drastically lowered the maximum out-of-pocket amount. In 2025, all plans had a $2,000 […]

What will you pay for Medicare Costs in 2025?

The Centers for Medicare and Medicaid Service has released 2025 Medicare costs for Medicare Part A, B and D. Every year Medicare premiums, deductibles and coinsurance can change so it is important to familiarize yourself with these changes so you can plan accordingly. As usual, your costs for next year are increasing across the board. […]

4 Parts of Medicare: A Simple Guide To Understand Coverage

Welcome to the world of Medicare! Where the alphabet soup of healthcare promises confusion at every turn and leaves beneficiaries searching for answers. As you may be aware, there are 4 parts of Medicare, and each part covers different aspects of your healthcare coverage. As confusing as it can feel, it is necessary to get […]

Your Guide to the Medicare Prescription Payment Plan

Learn how the new Medicare Prescription Payment Plan (M3P) can help you manage high prescription costs.

Major 2025 Part D Reforms: Key Changes and How They Will Affect Costs

The Inflation Reduction Act will enact two more Part D prescription drug reforms on January 1st. 2025. Learn how this will affect your costs and coverage.

Resources to Help with Medicare Expenses

Learn about the different resources available to help Medicare beneficiaries with healthcare expenses including government assistance and discount programs.

Does Medicare Cover Compound Drugs?

Learn about compound drugs and how Medicare Part D coverage applies to them.

How to Avoid or Reduce Your IRMAA for Medicare Premiums

See some strategies for lowering your Income Related Monthly Adjustment Amount (IRMAA). Planning ahead is key when reducing the potential for higher Medicare premiums.

What is Extra Help and how can it help you save on prescriptions?

Find out the 2024 eligibility limits to qualify for Extra Help. Medicare’s Extra Help program, also known as LIS, can help low-income Medicare beneficiaries with their out-of-pocket prescription drug costs.

Part D Plan Savings: How An Independent Agent Can Help

Understanding Medicare Part D coverage can feel overwhelming, yet understanding your drug coverage is important for maintaining both your health and your finances. With annual changes in drug plans, costs, and coverage details, as well as the changing Medicare landscape, it’s important to review your Part D coverage to ensure you’re on the most cost-effective […]

Understanding Medicare Part D Extra Help: A 2024 Comprehensive Guide

Medicare, the U.S. federal health insurance program, provides comprehensive healthcare coverage for people aged 65 and older, as well as for certain younger individuals with disabilities. One of its critical components is Medicare Part D, the prescription drug benefit program. For many, the costs associated with Medicare Part D can be a financial burden. This […]

What is the Annual Notice of Change?

The Medicare Annual Enrollment Period (AEP) is right around the corner! This is an important time to start thinking about your current Medicare coverage and what your healthcare needs will be starting January 1st. If you currently have a Medicare Advantage or Medicare Prescription Drug Plan, your plan will send you an “Annual Notice of […]

A Comprehensive Guide to Medicare Covered Vaccines

Staying up to date with vaccinations is important for maintaining good health and preventing the spread of contagious diseases. For those on Medicare, knowing how Medicare covers vaccines can ensure you stay healthy and limit your out of pocket expenses. This guide explores the ins and outs of Medicare coverage for vaccines so you know […]

How to Avoid the Part D Late Enrollment Penalty

Do you have creditable prescription drug coverage? Creditable drug coverage is expected to pay, on average, at least as much as Medicare’s standard prescription drug coverage. It could be drug coverage you get from a current or former employer or union, or from TRICARE, the Indian Health Service, or the Department of Veterans Affairs. If you don’t […]

Medicare and COVID-19 Testing: What You Need to Know

Are you familiar with how Medicare coverage for COVID-19 testing works? Below we help explain the types of tests covered, cost, how to get tested at a facility, and options for free OTC tests from USPS to use at home.