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Author: Butterfly Cherry, Licensed Agent

What are Medicare Part B Excess Charges, and How Do You Avoid Them?

If you’re comparing Medicare coverage options—especially when deciding between Medicare Supplement (Medigap) plans like Plan G and Plan N—you’ve likely heard the term Part B excess charges. It sounds like […]

How to Appeal The Medicare Part D Penalty (Step-by-Step Guide)

Did you get a notice about a Medicare Part D late enrollment penalty, but you had creditable coverage? Medicare often assesses a Part D penalty in error when people miss […]

Will the New TrumpRx Coupons Save You on Your Medicare Prescription Costs?

The Trump Administration has officially opened the Trump Rx website. If you are a Medicare beneficiary with Part D prescription drug coverage, you may be wondering if the new TrumpRx […]

Reviewing Your 2026 Medicare Annual Notice of Change: Top Plan Changes You Must Know

Discover how to review your 2026 Medicare Annual Notice of Change (ANOC) to stay informed about essential plan changes.

How Medicare Enrollment Affects COBRA Coverage for a Younger Spouse

If you are turning 65 and have a younger spouse covered under your employer’s group health plan, it is important to understand the implication of enrolling in Part A and/or […]

How Indian Health Services (IHS) works with Medicare

If you already receive healthcare through Indian Health Services, you may be wondering what happens when you become eligible for Medicare. Does it affect your Indian Health Services access or […]

How to Reduce Monthly Costs with Rising Medicare Supplement Premiums

Medicare Supplement plan premiums continue to rise year after year! These annual hikes are making some plans unaffordable and hard to maintain. Many people are experiencing financial strain from steadily […]

Low Cost Medicare Supplements: Save with Plan N and Plan K

Are you looking for low cost Medicare Supplements? Currently, about half of Medicare beneficiaries enroll in a Medicare Supplement plan when they become eligible for Medicare. This is a downward […]

Top Medicare Enrollment Forms Explained: What to Use & When

Applying for Medicare can be easy when you use the correct Medicare enrollment form at the right time. Using the wrong form, or even the wrong enrollment method, can have […]

Choosing Between Medicare and Employer Plan: What You Need to Know

What you need to know when deciding between Medicare and your employer group coverage. It is more than just costs.

Medicare Pre-Authorization: When Is It Required and How It Affects You?

This blog has been updated on 12/18/2025 to reflect the new changes to Original Medicare new pre-authorization testing in 6 states. Most people who have had health insurance are familiar […]

Understanding Medicare Part A: Coverage, Costs, and Eligibility Explained

Medicare Part A is one component of the Medicare program, which offers comprehensive hospital insurance to people over 65 (and people with disabilities). If you are nearing eligibility for Medicare, […]

Medicare Part B Costs: What will you pay in 2025?

Learn what your Medicare Part B costs will be in 2025. These costs can include a premium, deductibles, and coinsurance.