If you are turning 65 and have a younger spouse covered under your employer’s group health plan, it is important to understand the implication of enrolling in Part A and/or Part B early while you are still working. If your younger spouse who will not be 65 when you retire, then your timing on Medicare […]
If you already receive healthcare through Indian Health Services, you may be wondering what happens when you become eligible for Medicare. Does it affect your Indian Health Services access or costs? Below, we breakdown if you need to join Medicare, how it works with Indian Health Services, and how you and your Tribe may benefit […]
Applying for Medicare can be easy when you use the correct Medicare enrollment form at the right time. Using the wrong form, or even the wrong enrollment method, can have consequences. This guide breaks down the important Medicare enrollment forms and shows you exactly when and why to use each form. Understanding the Different Medicare […]
Learn how to accurately fill out Medicare Form CMS-L564 Request for Employment Information.
The Social Security Administration (SSA) has ended phone appointments for many benefit claims and direct deposit changes. This means that anyone who can’t verify their identity using the My Social Security online account must go to the Social Security office in person. However, Social Security has since backtracked and made Medicare benefits exempt from in […]
What you need to know when deciding between Medicare and your employer group coverage. It is more than just costs.
Eligibility for Part A is primarily based on an individual’s age and work history. Most people qualify for premium-free Part A when they turn 65. This is because they paid Medicare taxes for at least 40 quarters or qualify under a spouse’s work history. However, some people do not have enough work history and have […]
Your initial opportunity to enroll in Medicare is during your Initial Enrollment Period (IEP). Generally, this is when you turn 65. Your opportunity to enroll lasts for 7 months. This time is from 3 months before you turn 65, your birthday month, and 3 months after your birthday month. But what if you missed your […]
Many people continue working past 65 and will stay on their employer-based insurance. Once it’s time to transition to Medicare, there are a few things to keep in mind. See our breakdown below!
Enrolling in Medicare Part A and B is important, below is our step-by-step process to help guide you through it!
Learn about Medicare Supplement guaranteed issue rights and when you can enroll without medical underwriting.
Learn how a previous or deceased spouse can affect your Medicare eligibility.
As a non-citizen living in the U.S., you may still qualify for Medicare if you meet certain requirements including the residency rule. Find out how below.
As the new year unfolds, so does an important period for those enrolled in Medicare Advantage plans: The Medicare Advantage Open Enrollment Period (OEP). This period offers a unique opportunity for beneficiaries to make a change to their existing Medicare Advantage plan. Understanding the nuances of this Open Enrollment Period can help you make informed […]
If you recently started a job that offers employer health coverage, but you already have Medicare, you might hesitate to even consider the employer health plan. But did you know if you currently have Medicare Part B and start a job at a company with 20 or more employees that offers creditable employer health coverage, […]
The new Medicare reforms are having a big impact on plan changes for the new year. As with any year, plans can and likely do change in one way or another. However, you may find yourself in an unexpected position if your Medicare plan discontinues and doesn’t renew its contract with Medicare for the upcoming […]
Medicare is a valuable resource that provides health insurance coverage to millions of Americans. For individuals with chronic conditions, Medicare offers additional support through Chronic Special Needs Plans (CSNPs). These plans cater specifically to the unique healthcare needs of individuals living with chronic illnesses. To make access to CSNPs readily available, Medicare offers a Chronic […]
Most people on Medicare have one time per year that they can add, change, or drop a plan; during Medicare’s Annual Election Period. Generally, you cannot make a change outside of this period unless you have special circumstances that opens up a Special Election Period (SEP). Medicare has many SEPs for various circumstances that many […]
When you first become eligible for Medicare and apply for Part A and B, it is a possibility that there may be delays with CMS processing your application. In some cases, these delays can cause your Medicare card to get to you after the effective date you chose for your Medicare coverage to begin, which […]
Medicare enrollment periods made easy! Our guide breaks down the various enrollment periods and your opportunity to pick a plan.