Many people assume Medicare works like traditional health insurance and includes dental care. Unfortunately, this is not the case. When you join Medicare, you will find that Original Medicare does not cover routine or comprehensive dental care. It only covers limited Medically necessary dental. If you need cleanings, filings, dentures, bridges, or other major dental […]
Medicare Part B covers essential services like doctor visits, outpatient care, preventive screenings, and durable medical equipment. Unlike Medicare Part A, which is premium-free for most people, Medicare Part B is not free. There is a monthly premium for Part B coverage. This premium may be discouraging if you are low income or if you […]
A diagnosis of End-Stage Renal Disease (ESRD) can feel overwhelming—not just medically, but also financially and logistically. If you or a loved one need dialysis or a kidney transplant, Medicare coverage becomes a major factor—even if you’re under age 65. Understanding how Medicare works with ESRD and how it coordinates with an employer group health […]
Do you live in a state that has a Medicare Supplement Birthday Rule? If so, you may have a unique yearly opportunity to switch Medicare Supplement plans or companies WITHOUT underwriting. You may benefit and save on premiums since carrier premiums can fluctuate from year to year. Find out more information on the birthday rule, […]
Medicare Advantage plans have grown in popularity and availability. Some metropolitan areas can have as many as 50-70 different options. This can make it difficult to compare and find the perfect plan. A question we get regularly from beneficiaries is, “What is the best Medicare Advantage plan?” The answer to this question is complicated and […]
Medicare Advantage (Part C) plans offer a convenient way to get your Medicare Part A and B benefits — often with extra perks. But these plans often come with copays and coinsurance that can quickly add up in the event of an emergency and hospital stay. This is where a hospital indemnity plan comes in. […]
Learn how to accurately fill out Medicare Form CMS-L564 Request for Employment Information.
As a program to care for people who are terminally ill, hospice presents a very difficult situation for loved ones and caregivers. Worrying about how to get hospice covered with Medicare and how you will pay is the last thing on everyone’s mind! Luckily, hospice is covered with Medicare is the same for all beneficiaries […]
Your initial opportunity to enroll in Medicare is during your Initial Enrollment Period (IEP). Generally, this is when you turn 65. Your opportunity to enroll lasts for 7 months. This time is from 3 months before you turn 65, your birthday month, and 3 months after your birthday month. But what if you missed your […]
As you approach retirement age, it’s crucial to have a solid understanding of your healthcare options. One of the most essential components of your healthcare coverage is Medicare, a federal program that provides health insurance to individuals aged 65 and older, as well as some younger individuals with disabilities. In this comprehensive guide, we’ll focus […]
The Centers for Medicare and Medicaid Service has released 2025 Medicare costs for Medicare Part A, B and D. Every year Medicare premiums, deductibles and coinsurance can change so it is important to familiarize yourself with these changes so you can plan accordingly. As usual, your costs for next year are increasing across the board. […]
Learn about the different resources available to help Medicare beneficiaries with healthcare expenses including government assistance and discount programs.
Many people continue working past 65 and will stay on their employer-based insurance. Once it’s time to transition to Medicare, there are a few things to keep in mind. See our breakdown below!
Learn about Medicare Supplement guaranteed issue rights and when you can enroll without medical underwriting.
If you don’t receive Social Security benefits, there are other ways to pay your Medicare Part B premium including automatic deduction, direct payment, and more. Learn how in our blog!
Do you want to know the difference between Medicare Advantage and Medicare Supplements? Learn the differences and the pros and cons of each so you can weigh the benefits and determine which option is best suited for you.
As a non-citizen living in the U.S., you may still qualify for Medicare if you meet certain requirements including the residency rule. Find out how below.
Dealing with a chronic illness involves navigating complex healthcare needs and frequent medical attention. Medicare Advantage Chronic Special Needs Plans (C-SNP) are beneficial for people struggling with chronic conditions, offering specialized care tailored to specific health conditions. Learn more about how Medicare Advantage C-SNP plans can help Medicare beneficiaries manage their condition below. What are […]
Medicare provides health insurance for millions of Americans aged 65 and older, as well as for some younger individuals with certain disabilities. One key aspect of Medicare is the opportunity to review and make changes to your coverage during the Annual Election Period (AEP), which runs from October 15th to December 7th each year. During […]
If you recently started a job that offers employer health coverage, but you already have Medicare, you might hesitate to even consider the employer health plan. But did you know if you currently have Medicare Part B and start a job at a company with 20 or more employees that offers creditable employer health coverage, […]