If you’re comparing Medicare coverage options—especially when deciding between Medicare Supplement (Medigap) plans like Plan G and Plan N—you’ve likely heard the term Part B excess charges. It sounds like an unpredictable extra cost that may or may not show up without notice. While excess charges are real, they are not that common and […]
Medicare Part B covers essential services like doctor visits, outpatient care, preventive screenings, and durable medical equipment. Unlike Medicare Part A, which is premium-free for most people, Medicare Part B is not free. There is a monthly premium for Part B coverage. This premium may be discouraging if you are low income or if you […]
If you already receive healthcare through Indian Health Services, you may be wondering what happens when you become eligible for Medicare. Does it affect your Indian Health Services access or costs? Below, we breakdown if you need to join Medicare, how it works with Indian Health Services, and how you and your Tribe may benefit […]
Applying for Medicare can be easy when you use the correct Medicare enrollment form at the right time. Using the wrong form, or even the wrong enrollment method, can have consequences. This guide breaks down the important Medicare enrollment forms and shows you exactly when and why to use each form. Understanding the Different Medicare […]
Learn how to accurately fill out Medicare Form CMS-L564 Request for Employment Information.
The Social Security Administration (SSA) has ended phone appointments for many benefit claims and direct deposit changes. This means that anyone who can’t verify their identity using the My Social Security online account must go to the Social Security office in person. However, Social Security has since backtracked and made Medicare benefits exempt from in […]
What you need to know when deciding between Medicare and your employer group coverage. It is more than just costs.
This blog has been updated on 12/18/2025 to reflect the new changes to Original Medicare new pre-authorization testing in 6 states. Most people who have had health insurance are familiar with pre-authorization requirements for medical services or prescription drugs. This practice has been widely implemented across the insurance industry. Traditionally, Original Medicare (Part A and […]
Your initial opportunity to enroll in Medicare is during your Initial Enrollment Period (IEP). Generally, this is when you turn 65. Your opportunity to enroll lasts for 7 months. This time is from 3 months before you turn 65, your birthday month, and 3 months after your birthday month. But what if you missed your […]
As you approach retirement age, it’s crucial to have a solid understanding of your healthcare options. One of the most essential components of your healthcare coverage is Medicare, a federal program that provides health insurance to individuals aged 65 and older, as well as some younger individuals with disabilities. In this comprehensive guide, we’ll focus […]
The Centers for Medicare and Medicaid Service has released 2025 Medicare costs for Medicare Part A, B and D. Every year Medicare premiums, deductibles and coinsurance can change so it is important to familiarize yourself with these changes so you can plan accordingly. As usual, your costs for next year are increasing across the board. […]
Learn what your Medicare Part B costs will be in 2025. These costs can include a premium, deductibles, and coinsurance.
Welcome to the world of Medicare! Where the alphabet soup of healthcare promises confusion at every turn and leaves beneficiaries searching for answers. As you may be aware, there are 4 parts of Medicare, and each part covers different aspects of your healthcare coverage. As confusing as it can feel, it is necessary to get […]
Learn about the different resources available to help Medicare beneficiaries with healthcare expenses including government assistance and discount programs.
Many people continue working past 65 and will stay on their employer-based insurance. Once it’s time to transition to Medicare, there are a few things to keep in mind. See our breakdown below!
Enrolling in Medicare Part A and B is important, below is our step-by-step process to help guide you through it!
See some strategies for lowering your Income Related Monthly Adjustment Amount (IRMAA). Planning ahead is key when reducing the potential for higher Medicare premiums.
If you don’t receive Social Security benefits, there are other ways to pay your Medicare Part B premium including automatic deduction, direct payment, and more. Learn how in our blog!
Do you need to worry about delinquent Part B premiums? Most people have their Part B premium deducted from their Social Security or Railroad retirement benefit, so they do not have to worry about making payments on their own. However, if you do not receive these benefits when you enroll in Medicare, then you must […]
As healthcare becomes a more tech-driven model, many Medicare beneficiaries are wondering how telehealth fits into their coverage. With the increasing prominence of telehealth, especially post-pandemic, it’s important to clarify what services are covered and how beneficiaries can best leverage these digital healthcare opportunities. Let’s dive deep into Medicare and telehealth in today’s digital age. […]