When you turn 65 you need to compare and decide between Medicare and your employer group coverage. If your employer plan is better, then you can delay Part B and avoid the premium. But what about Premium-free Part A? Enrolling in Part A can be a good option for many people, but not all. Medicare […]
If you are turning 65 and have a younger spouse covered under your employer’s group health plan, it is important to understand the implication of enrolling in Part A and/or Part B early while you are still working. If your younger spouse who will not be 65 when you retire, then your timing on Medicare […]
Applying for Medicare can be easy when you use the correct Medicare enrollment form at the right time. Using the wrong form, or even the wrong enrollment method, can have consequences. This guide breaks down the important Medicare enrollment forms and shows you exactly when and why to use each form. Understanding the Different Medicare […]
Learn how to accurately fill out Medicare Form CMS-L564 Request for Employment Information.
The Social Security Administration (SSA) has ended phone appointments for many benefit claims and direct deposit changes. This means that anyone who can’t verify their identity using the My Social Security online account must go to the Social Security office in person. However, Social Security has since backtracked and made Medicare benefits exempt from in […]
What you need to know when deciding between Medicare and your employer group coverage. It is more than just costs.
Many people continue working past 65 and will stay on their employer-based insurance. Once it’s time to transition to Medicare, there are a few things to keep in mind. See our breakdown below!
See some strategies for lowering your Income Related Monthly Adjustment Amount (IRMAA). Planning ahead is key when reducing the potential for higher Medicare premiums.
If you recently started a job that offers employer health coverage, but you already have Medicare, you might hesitate to even consider the employer health plan. But did you know if you currently have Medicare Part B and start a job at a company with 20 or more employees that offers creditable employer health coverage, […]
Medicare is complicated and different scenarios can affect how and when you should or shouldn’t sign up. 1. People are eligible for Medicare for different reasons It’s important to know the different ways people qualify for Medicare. Most know that you are eligible for Medicare when you turn 65. But people under 65 are also […]
When aging into Medicare, be aware how Medicare affects contributions to your Health Savings Account as well as paying for medical expenses. Learn about Health Savings Accounts and Medicare in this blog post!
Below is a list of the most common things that you should consider when you are nearing Medicare eligibility.