Do you live in a state that has a Medicare Supplement Birthday Rule? If so, you may have a unique yearly opportunity to switch Medicare Supplement plans or companies WITHOUT underwriting. You may benefit and save on premiums since carrier premiums can fluctuate from year to year. Find out more information on the birthday rule, […]
Medicare Supplement plan premiums continue to rise year after year! These annual hikes are making some plans unaffordable and hard to maintain. Many people are experiencing financial strain from steadily increasing costs—even when their health has remained stable. The good news? If you’re relatively healthy, you may have the option to switch your Medicare Supplement […]
Are you looking for low cost Medicare Supplements? Currently, about half of Medicare beneficiaries enroll in a Medicare Supplement plan when they become eligible for Medicare. This is a downward trend due to increasing Medicare Supplement premiums and lower Medicare Advantage premiums. Beneficiaries who are “Team Medicare Supplement” are generally looking for more freedom to […]
What you need to know when deciding between Medicare and your employer group coverage. It is more than just costs.
For many retirees, traveling is a long-awaited reward in their retirement years. Whether it’s a European river cruise, a tropical getaway, or visiting family overseas, international travel is a fun adventure where health care needs are one factor that often gets overlooked. Even though you don’t plan to seek general medical care when traveling abroad, […]
This blog has been updated on 12/18/2025 to reflect the new changes to Original Medicare new pre-authorization testing in 6 states. Most people who have had health insurance are familiar with pre-authorization requirements for medical services or prescription drugs. This practice has been widely implemented across the insurance industry. Traditionally, Original Medicare (Part A and […]
Learn about Medicare Supplement guaranteed issue rights and when you can enroll without medical underwriting.
Do you want to know the difference between Medicare Advantage and Medicare Supplements? Learn the differences and the pros and cons of each so you can weigh the benefits and determine which option is best suited for you.
Medicare provides health insurance for millions of Americans aged 65 and older, as well as for some younger individuals with certain disabilities. One key aspect of Medicare is the opportunity to review and make changes to your coverage during the Annual Election Period (AEP), which runs from October 15th to December 7th each year. During […]
Choosing the right Medicare coverage can be a complex and overwhelming process, with numerous options and factors to consider. Medicare is divided into four parts and each part covers different aspects of your healthcare needs. It can be a lot to take in but there are 7 things you should consider: Learn more below, about […]
Compare the pros and cons of both Medicare Advantage and Medicare Supplements below.