If you’re comparing Medicare coverage options—especially when deciding between Medicare Supplement (Medigap) plans like Plan G and Plan N—you’ve likely heard the term Part B excess charges. It sounds like an unpredictable extra cost that may or may not show up without notice. While excess charges are real, they are not that common and […]
Many people assume Medicare works like traditional health insurance and includes dental care. Unfortunately, this is not the case. When you join Medicare, you will find that Original Medicare does not cover routine or comprehensive dental care. It only covers limited Medically necessary dental. If you need cleanings, filings, dentures, bridges, or other major dental […]
If you’re on Medicare (or about to enroll), make sure you know what is coming to Medicare for 2026. Each year Medicare adjusts what you pay for premiums and coverage, but other changes could affect your overall costs. These include premium and deductible increases, changes to the Part D cap on maximum out-of-pocket costs, new […]
If you already receive healthcare through Indian Health Services, you may be wondering what happens when you become eligible for Medicare. Does it affect your Indian Health Services access or costs? Below, we breakdown if you need to join Medicare, how it works with Indian Health Services, and how you and your Tribe may benefit […]
This blog has been updated on 12/18/2025 to reflect the new changes to Original Medicare new pre-authorization testing in 6 states. Most people who have had health insurance are familiar with pre-authorization requirements for medical services or prescription drugs. This practice has been widely implemented across the insurance industry. Traditionally, Original Medicare (Part A and […]
As you approach retirement age, it’s crucial to have a solid understanding of your healthcare options. One of the most essential components of your healthcare coverage is Medicare, a federal program that provides health insurance to individuals aged 65 and older, as well as some younger individuals with disabilities. In this comprehensive guide, we’ll focus […]
Medicare Part A is one component of the Medicare program, which offers comprehensive hospital insurance to people over 65 (and people with disabilities). If you are nearing eligibility for Medicare, it is important to understanding the ins and outs of all its parts. In this blog, we’ll explore Part A, including what is covers, how […]
The Centers for Medicare and Medicaid Service has released 2025 Medicare costs for Medicare Part A, B and D. Every year Medicare premiums, deductibles and coinsurance can change so it is important to familiarize yourself with these changes so you can plan accordingly. As usual, your costs for next year are increasing across the board. […]
As we step into 2025, understanding the costs associated with Medicare Part A is important to plan your healthcare budget. This blog aims to provide a detailed overview of the Medicare Part A costs for 2025, helping you navigate these expenses with ease. What is Medicare Part A? Medicare Part A is a part of […]
Learn what your Medicare Part B costs will be in 2025. These costs can include a premium, deductibles, and coinsurance.
Welcome to the world of Medicare! Where the alphabet soup of healthcare promises confusion at every turn and leaves beneficiaries searching for answers. As you may be aware, there are 4 parts of Medicare, and each part covers different aspects of your healthcare coverage. As confusing as it can feel, it is necessary to get […]
Medicare and Medicaid are two insurance programs providing healthcare to the American public. Below is how they can differ in who and what each covers.
Enrolling in Medicare Part A and B is important, below is our step-by-step process to help guide you through it!
Learn how a previous or deceased spouse can affect your Medicare eligibility.
Do you need to worry about delinquent Part B premiums? Most people have their Part B premium deducted from their Social Security or Railroad retirement benefit, so they do not have to worry about making payments on their own. However, if you do not receive these benefits when you enroll in Medicare, then you must […]
Medicare is complicated and different scenarios can affect how and when you should or shouldn’t sign up. 1. People are eligible for Medicare for different reasons It’s important to know the different ways people qualify for Medicare. Most know that you are eligible for Medicare when you turn 65. But people under 65 are also […]