Short answer: No. If you are entitled to or enrolled in Medicare, you are categorically excluded from the new Medicaid work requirements. This exclusion is written directly into the federal statute and confirmed in CMS’s June 2026 interim final rule. Dual-eligible beneficiaries do not need to report work hours, volunteer hours, or school enrollment to […]
Medicare Part B covers essential services like doctor visits, outpatient care, preventive screenings, and durable medical equipment. Unlike Medicare Part A, which is premium-free for most people, Medicare Part B is not free. There is a monthly premium for Part B coverage. This premium may be discouraging if you are low income or if you […]
As they say, with age comes wisdom—but it also comes with some sweet perks! Aging definitely has its benefits. There is a whole world of perks, discounts, benefits, and programs so you can snag cheaper tickets, save on dining and groceries, or tap into government programs. These may be welcoming savings for people who need […]
Eligibility for Part A is primarily based on an individual’s age and work history. Most people qualify for premium-free Part A when they turn 65. This is because they paid Medicare taxes for at least 40 quarters or qualify under a spouse’s work history. However, some people do not have enough work history and have […]
This blog was updated on 12/10/2025 to reflect the new 2026 Part B maximum out-of-pocket changes. The Part D cap goes up to $2,100 in 2026. Thanks to the Inflation Reduction Act, beneficiaries now spend far less on prescription drugs because it drastically lowered the maximum out-of-pocket amount. In 2025, all plans had a $2,000 […]
Learn about the different resources available to help Medicare beneficiaries with healthcare expenses including government assistance and discount programs.
Medicare and Medicaid are two insurance programs providing healthcare to the American public. Below is how they can differ in who and what each covers.
Are you or a loved one on Medicare and in need of specialized healthcare services? Fortunately, Medicare Advantage Special Needs Plans (SNPs) offer a tailored approach to healthcare for individuals with special needs. In this guide, we will cover Medicare Advantage SNPs. We will explore what they are, how they work, and the benefits they […]
Find out the 2024 eligibility limits to qualify for Extra Help. Medicare’s Extra Help program, also known as LIS, can help low-income Medicare beneficiaries with their out-of-pocket prescription drug costs.
Understanding Medicare Part D coverage can feel overwhelming, yet understanding your drug coverage is important for maintaining both your health and your finances. With annual changes in drug plans, costs, and coverage details, as well as the changing Medicare landscape, it’s important to review your Part D coverage to ensure you’re on the most cost-effective […]
Medicare, the U.S. federal health insurance program, provides comprehensive healthcare coverage for people aged 65 and older, as well as for certain younger individuals with disabilities. One of its critical components is Medicare Part D, the prescription drug benefit program. For many, the costs associated with Medicare Part D can be a financial burden. This […]
The Medicare Annual Enrollment Period (AEP) is right around the corner! This is an important time to start thinking about your current Medicare coverage and what your healthcare needs will be starting January 1st. If you currently have a Medicare Advantage or Medicare Prescription Drug Plan, your plan will send you an “Annual Notice of […]
The Medicaid disenrollment freeze is finally coming to an end. This means that states will once again require income and asset reviews and remove individuals from the Medicaid program who are no longer eligible. The end of the freeze means coverage losses for people who no longer qualify. In this blog, we’ll take a closer […]
Medical expenses are a burden preventing Medicare beneficiaries with limited incomes from getting care. See below, how the Medicare Savings Program can help.
Medicare’s Extra Help program can help pay for Medicare drug plan premiums, deductibles, and co-payments. Here’s how to check if you qualify.