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Author: Eric Stark, Licensed Agent

Chronic Illness Special Election Period

Medicare is a valuable resource that provides health insurance coverage to millions of Americans. For individuals with chronic conditions, Medicare offers additional support through Chronic Special Needs Plans (CSNPs). These plans cater specifically to the unique healthcare needs of individuals living with chronic illnesses. To make access to CSNPs readily available, Medicare offers a Chronic […]

How to Appeal Your Income-Related Monthly Adjustment Amount (IRMAA) for Medicare

If your modified adjusted gross income is above a certain amount, you may pay an Income-Related Monthly Adjustment Amount (IRMAA) for your Medicare Part B and Part D. You may be able to appeal your IRMAA in certain circumstances. We put together the following step-by-step guide to help you appeal the Income-Related Monthly Adjustment Amount […]

How to Avoid the Part D Late Enrollment Penalty

Do you have creditable prescription drug coverage? Creditable drug coverage is expected to pay, on average, at least as much as Medicare’s standard prescription drug coverage. It could be drug coverage you get from a current or former employer or union, or from TRICARE, the Indian Health Service, or the Department of Veterans Affairs. If you don’t […]

Consider These When Choosing Medicare Coverage

Choosing the right Medicare coverage can be a complex and overwhelming process, with numerous options and factors to consider. Medicare is divided into four parts and each part covers different aspects of your healthcare needs. It can be a lot to take in but there are 7 things you should consider: Learn more below, about […]

Overcoming Roadblocks to Healthy Eating as You Age

On this page: Trying to eat healthy on a budget? Tired of cooking or eating alone? Problems chewing or swallowing food? Physical problems making it hard to eat? Food tastes different? Just not hungry? Food allergies or dietary restrictions? Maintaining healthy eating as you age can help you lose or maintain weight, feel better overall, […]

How to create a My Social Security Account

We put together a step-by-step guide to help you create a My Social Security account. We included tips to help make it a smooth process, check out our guide below!

What is the Medicare Savings Program?

Medical expenses are a burden preventing Medicare beneficiaries with limited incomes from getting care. See below, how the Medicare Savings Program can help.

Know When to Use Antibiotics

When you get sick, you want to do what you can to feel better. Knowing when to use antibiotics is important, especially when you’re over 65. Continue reading this blog for more information.

Getting Started with Medicare: 5 Steps to Follow

Use the following steps when getting ready for Medicare so you can make informed decisions about your coverage.

What to Know About Medicare Coverage While Traveling

In most cases, Original Medicare won’t pay for health care services while traveling outside the U.S, but see below on how to get covered.

Medicare and Third Party Injury Payments

Medicare may be secondary payer for third party injury payments such as Workers Compensation and injuries.