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Author: Medicare Navigators Team

Choosing Between Medicare and Employer Plan: What You Need to Know

Post author By Medicare Navigators Team
Post date March 17, 2025
Categories In Employer Coverage, Medicare Advantage, Medicare Costs, Medicare Coverage, Medicare Enrollment, Medicare Supplements, Part A, Part B, Part C, Part D, Prescription Drug Plans
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What you need to know when deciding between Medicare and your employer group coverage. It is more than just costs.

Medicare and Travel Insurance: Why You Need Emergency Medical Coverage Outside of the Country

Post author By Medicare Navigators Team
Post date February 26, 2025
Categories In Medicare Advantage, Medicare Coverage, Medicare Plans, Medicare Supplements
No Comments on Medicare and Travel Insurance: Why You Need Emergency Medical Coverage Outside of the Country

For many retirees, traveling is a long-awaited reward in their retirement years. Whether it’s a European river cruise, a tropical getaway, or visiting family overseas, international travel is a fun […]

How is Hospice Covered with Medicare?

Post author By Medicare Navigators Team
Post date February 11, 2025
Categories In Medicare Costs, Medicare Coverage, Part A
No Comments on How is Hospice Covered with Medicare?

As a program to care for people who are terminally ill, hospice presents a very difficult situation for loved ones and caregivers. Worrying about how to get hospice covered with […]

Medicare Pre-Authorization: When Is It Required and How It Affects You?

Post author By Medicare Navigators Team
Post date February 4, 2025
Categories In Medicare Advantage, Medicare Coverage, Medicare Supplements, Original Medicare, Part A, Part B, Part C
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This blog has been updated on 12/18/2025 to reflect the new changes to Original Medicare new pre-authorization testing in 6 states. Most people who have had health insurance are familiar […]

How to Enroll in Premium Part A When You are Low Income and Qualify for Medicaid?

Post author By Medicare Navigators Team
Post date January 9, 2025
Categories In DSNP, Low Income, Medicare Enrollment, Part A, Special Needs Plans
No Comments on How to Enroll in Premium Part A When You are Low Income and Qualify for Medicaid?

Eligibility for Part A is primarily based on an individual’s age and work history. Most people qualify for premium-free Part A when they turn 65. This is because they paid […]

When is the General Enrollment Period if you Missed your Opportunity to Enroll in Medicare?

Post author By Medicare Navigators Team
Post date December 6, 2024
Categories In Enrollment Periods, Medicare Enrollment, Part B, Special Enrollment Periods
No Comments on When is the General Enrollment Period if you Missed your Opportunity to Enroll in Medicare?

Your initial opportunity to enroll in Medicare is during your Initial Enrollment Period (IEP). Generally, this is when you turn 65. Your opportunity to enroll lasts for 7 months. This […]

Understanding Medicare Part B Coverage and Costs: A Comprehensive Guide

Post author By Medicare Navigators Team
Post date November 30, 2024
Categories In Medicare Costs, Medicare Coverage, Original Medicare, Part B
No Comments on Understanding Medicare Part B Coverage and Costs: A Comprehensive Guide

As you approach retirement age, it’s crucial to have a solid understanding of your healthcare options. One of the most essential components of your healthcare coverage is Medicare, a federal […]

Understanding Medicare Part A: Coverage, Costs, and Eligibility Explained

Post author By Medicare Navigators Team
Post date November 30, 2024
Categories In Medicare Costs, Medicare Coverage, Original Medicare, Part A
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Medicare Part A is one component of the Medicare program, which offers comprehensive hospital insurance to people over 65 (and people with disabilities). If you are nearing eligibility for Medicare, […]

How The $2,000 Part D Maximum Out-of-Pocket Is Calculated And Why You May Pay Less

Post author By Medicare Navigators Team
Post date November 25, 2024
Categories In Extra Help, Medicare Costs, Medicare Coverage, Part D, Prescription Drug Plans
30 Comments on How The $2,000 Part D Maximum Out-of-Pocket Is Calculated And Why You May Pay Less

This blog was updated on 12/10/2025 to reflect the new 2026 Part B maximum out-of-pocket changes. The Part D cap goes up to $2,100 in 2026. Thanks to the Inflation […]

What will you pay for Medicare Costs in 2025?

Post author By Medicare Navigators Team
Post date November 20, 2024
Categories In Medicare Costs, Original Medicare, Part A, Part B, Part D
No Comments on What will you pay for Medicare Costs in 2025?

The Centers for Medicare and Medicaid Service has released 2025 Medicare costs for Medicare Part A, B and D. Every year Medicare premiums, deductibles and coinsurance can change so it […]

Medicare Part A Costs: What will you pay for Part A in 2025?

Post author By Medicare Navigators Team
Post date November 16, 2024
Categories In Medicare Costs, Original Medicare, Part A
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As we step into 2025, understanding the costs associated with Medicare Part A is important to plan your healthcare budget. This blog aims to provide a detailed overview of the […]

Medicare Part B Costs: What will you pay in 2025?

Post author By Medicare Navigators Team
Post date November 16, 2024
Categories In Medicare Costs, Original Medicare, Part B
1 Comment on Medicare Part B Costs: What will you pay in 2025?

Learn what your Medicare Part B costs will be in 2025. These costs can include a premium, deductibles, and coinsurance.

New Medicare Cards for Individuals Impacted by CMS Data Breach

Post author By Medicare Navigators Team
Post date November 7, 2024
Categories In News & Updates
No Comments on New Medicare Cards for Individuals Impacted by CMS Data Breach

The Centers for Medicare & Medicaid Services (CMS) and Wisconsin Physicians Service Insurance Corporation (WPS) are mailing written notifications to 946,801 people whose protected health information or other personally identifiable […]

4 Parts of Medicare: A Simple Guide To Understand Coverage

Post author By Medicare Navigators Team
Post date November 1, 2024
Categories In Medicare Costs, Medicare Coverage, Original Medicare, Part A, Part B, Part C, Part D
No Comments on 4 Parts of Medicare: A Simple Guide To Understand Coverage

Welcome to the world of Medicare! Where the alphabet soup of healthcare promises confusion at every turn and leaves beneficiaries searching for answers. As you may be aware, there are […]

Your Guide to the Medicare Prescription Payment Plan

Post author By Medicare Navigators Team
Post date October 29, 2024
Categories In Medicare Costs, Part D, Prescription Drug Plans
No Comments on Your Guide to the Medicare Prescription Payment Plan

Learn how the new Medicare Prescription Payment Plan (M3P) can help you manage high prescription costs.

Major 2025 Part D Reforms: Key Changes and How They Will Affect Costs

Post author By Medicare Navigators Team
Post date August 20, 2024
Categories In Medicare Costs, News & Updates, Part D, Prescription Drug Plans
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The Inflation Reduction Act will enact two more Part D prescription drug reforms on January 1st. 2025. Learn how this will affect your costs and coverage.

Does Medicare Cover Compound Drugs?

Post author By Medicare Navigators Team
Post date July 1, 2024
Categories In Medicare Coverage, Part D, Prescription Drug Plans
No Comments on Does Medicare Cover Compound Drugs?

Learn about compound drugs and how Medicare Part D coverage applies to them.

Medicare Special Needs Plans, How They Can Benefit You

Post author By Medicare Navigators Team
Post date May 23, 2024
Categories In Chronic Special Needs, DSNP, Special Needs Plans
No Comments on Medicare Special Needs Plans, How They Can Benefit You

Are you or a loved one on Medicare and in need of specialized healthcare services? Fortunately, Medicare Advantage Special Needs Plans (SNPs) offer a tailored approach to healthcare for individuals […]

When Can I Buy a Medicare Supplement Without Underwriting? Guaranteed Issue Rights

Post author By Medicare Navigators Team
Post date April 30, 2024
Categories In Medicare Supplements, Special Enrollment Periods
No Comments on When Can I Buy a Medicare Supplement Without Underwriting? Guaranteed Issue Rights

Learn about Medicare Supplement guaranteed issue rights and when you can enroll without medical underwriting.

How to Avoid or Reduce Your IRMAA for Medicare Premiums

Post author By Medicare Navigators Team
Post date April 26, 2024
Categories In Employer Coverage, IRMAA, Medicare Costs, Part B, Part D
No Comments on How to Avoid or Reduce Your IRMAA for Medicare Premiums

See some strategies for lowering your Income Related Monthly Adjustment Amount (IRMAA). Planning ahead is key when reducing the potential for higher Medicare premiums.