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Category: Medicare Costs

How to Reduce Monthly Costs with Rising Medicare Supplement Premiums

Medicare Supplement plan premiums continue to rise year after year! These annual hikes are making some plans unaffordable and hard to maintain. Many people are experiencing financial strain from steadily […]

Affordable Hospital Indemnity Plans for Medicare Advantage & High-Deductible Health Plans

Medicare Advantage (Part C) plans offer a convenient way to get your Medicare Part A and B benefits — often with extra perks. But these plans often come with copays […]

Low Cost Medicare Supplements: Save with Plan N and Plan K

Are you looking for low cost Medicare Supplements? Currently, about half of Medicare beneficiaries enroll in a Medicare Supplement plan when they become eligible for Medicare. This is a downward […]

Choosing Between Medicare and Employer Plan: What You Need to Know

What you need to know when deciding between Medicare and your employer group coverage. It is more than just costs.

How is Hospice Covered with Medicare?

As a program to care for people who are terminally ill, hospice presents a very difficult situation for loved ones and caregivers. Worrying about how to get hospice covered with […]

Understanding Medicare Part B Coverage and Costs: A Comprehensive Guide

As you approach retirement age, it’s crucial to have a solid understanding of your healthcare options. One of the most essential components of your healthcare coverage is Medicare, a federal […]

Understanding Medicare Part A: Coverage, Costs, and Eligibility Explained

Medicare Part A is one component of the Medicare program, which offers comprehensive hospital insurance to people over 65 (and people with disabilities). If you are nearing eligibility for Medicare, […]

How The $2,000 Part D Maximum Out-of-Pocket Is Calculated And Why You May Pay Less

Thanks to the Inflation Reduction Act, the maximum out of pocket amount that beneficiaries will spend on prescriptions drugs will be drastically lower than previous years. Starting in 2025, all […]

What will you pay for Medicare Costs in 2025?

The Centers for Medicare and Medicaid Service has released 2025 Medicare costs for Medicare Part A, B and D. Every year Medicare premiums, deductibles and coinsurance can change so it […]

Medicare Part A Costs: What will you pay for Part A in 2025?

As we step into 2025, understanding the costs associated with Medicare Part A is important to plan your healthcare budget. This blog aims to provide a detailed overview of the […]

Medicare Part B Costs: What will you pay in 2025?

Learn what your Medicare Part B costs will be in 2025. These costs can include a premium, deductibles, and coinsurance.

4 Parts of Medicare: A Simple Guide To Understand Coverage

Welcome to the world of Medicare! Where the alphabet soup of healthcare promises confusion at every turn and leaves beneficiaries searching for answers. As you may be aware, there are […]

Your Guide to the Medicare Prescription Payment Plan

Learn how the new Medicare Prescription Payment Plan (M3P) can help you manage high prescription costs.

Major 2025 Part D Reforms: Key Changes and How They Will Affect Costs

The Inflation Reduction Act will enact two more Part D prescription drug reforms on January 1st. 2025. Learn how this will affect your costs and coverage.

Resources to Help with Medicare Expenses

Learn about the different resources available to help Medicare beneficiaries with healthcare expenses including government assistance and discount programs.

How to Avoid or Reduce Your IRMAA for Medicare Premiums

See some strategies for lowering your Income Related Monthly Adjustment Amount (IRMAA). Planning ahead is key when reducing the potential for higher Medicare premiums.

Paying Medicare Part B without Social Security Benefits

If you don’t receive Social Security benefits, there are other ways to pay your Medicare Part B premium including automatic deduction, direct payment, and more. Learn how in our blog!

Part D Plan Savings: How An Independent Agent Can Help

Understanding Medicare Part D coverage can feel overwhelming, yet understanding your drug coverage is important for maintaining both your health and your finances. With annual changes in drug plans, costs, […]

Will Medicare cancel coverage due to delinquent Part B premiums?

Do you need to worry about delinquent Part B premiums? Most people have their Part B premium deducted from their Social Security or Railroad retirement benefit, so they do not […]

Understanding Medicare Part D Extra Help: A 2024 Comprehensive Guide

Medicare, the U.S. federal health insurance program, provides comprehensive healthcare coverage for people aged 65 and older, as well as for certain younger individuals with disabilities. One of its critical […]